Judy Rivard - Sawicki Real Estate


Charming ranch in No Hadley. Hardwood floors, many built ins, fireplace and walk up attic with plenty of storage. Beautiful country location though located in center on Rte 47. Private backyard with porch. Full basement with more storage. 3 bedrooms and 1 bath with lovely living room and several corner windows. Make this into your home and enjoy the low Hadley taxes!!

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246 River Dr, Hadley, MA 01035

North Hadley

Single-Family

$269,000
Price

6
Rooms
3
Beds
1
Baths
Charming ranch in No Hadley. Hardwood floors, many built ins, fireplace and walk up attic with plenty of storage. Beautiful country location though located in center on Rte 47. Private backyard with porch. Full basement with more storage. 3 bedrooms and 1 bath with lovely living room and several corner windows. Make this into your home and enjoy the low Hadley taxes!!
Open House
No scheduled Open Houses




Submitting a "fair" offer on your dream home may seem difficult, particularly for a first-time homebuyer. Lucky for you, we're here to help you determine what it takes to submit a fair offer on a home that increases the likelihood that a home seller will accept your proposal without delay.

Now, let's take a look at three tips to ensure that a first-time homebuyer can submit a fair offer on a house.

1. Study the Housing Market Closely

Are you preparing to submit an offer in a buyer's market or a seller's market? Ultimately, the current state of the housing market may help you define a fair proposal based on the sector's conditions.

For example, a buyer's market frequently includes an abundance of top-notch residences and a shortage of homebuyers. In this market, you may be able to submit an offer at or below a home seller's initial asking price and receive an instant "Yes."

On the other hand, a seller's market usually features a shortage of high-quality houses and an abundances of homebuyer. As such, you may need to submit an offer at or above a home seller's initial asking price if you want to secure your dream residence.

For first-time homebuyers who analyze the housing market closely, they should be able to differentiate between a buyer's market and a seller's market. That way, a first-time homebuyer can determine fair market value for a residence and submit an offer that corresponds to it.

2. Evaluate Your Homebuying Budget

There is no need to overspend for a house, regardless of the current housing market's conditions. But with a homebuying budget in hand, a first-time homebuyer can resist the urge to pay too much to acquire an outstanding residence.

Getting pre-approved for a mortgage often provides a great option for those who are uncertain about how much they can spend on a home. This budget will enable a homebuyer to narrow his or her home search based on the finances at his or her disposal.

Meet with a variety of banks and credit unions to learn about all of your mortgage options. Then, you can select a mortgage that matches your budget and move one step closer to acquiring a terrific residence.

3. Work with a Real Estate Agent

A real estate agent is a must-have for a first-time homebuyer, and for good reason. This housing market professional can teach you about the intricacies of buying a house and help you submit a fair offer on a residence any time you choose.

Furthermore, a real estate agent will guide you along each stage of the homebuying journey and help you overcome any potential pitfalls along the way. And if you ever have homebuying concerns or questions, a real estate agent is happy to respond to them at your convenience.

Take advantage of the aforementioned tips, and by doing so, a first-time homebuyer should have no trouble submitting a fair offer on a residence.


When you are ready to buy a house, it pays to plan ahead to conduct a successful house search. That way, you can quickly and effortlessly navigate the real estate market and make your homeownership dream come true in no time at all.

Ultimately, you don't need to be a real estate expert to navigate the housing market like a pro. To better understand what it takes to complete a successful house search, let's take a look at three tips to ensure you can seamlessly go from homebuyer to homeowner.

1. Create Homebuying Criteria

If you plan to purchase a house in the foreseeable future, it helps to establish homebuying criteria. By doing so, you can enter the real estate market with a plan.

Think about where you want to reside. For example, if your goal is to live in the same small town as your family members and friends, you may want to hone your house search to properties in this town. Or, if you want to own a house that is close to your office in the city, you may want to pursue residences in or around the city itself.

Consider what differentiates your dream house from an ordinary home too. Thus, if you want to own a home that boasts an in-ground pool, dazzling garden or other distinct features, you should include these criteria in your homebuying strategy.

2. Get Pre-Approved for Home Financing

Lenders can help you get pre-approved for a mortgage prior to launching a home search. Then, you can establish a budget for the homebuying journey.

There is no shortage of mortgage options available, regardless of your credit score, income and outstanding debt. If you meet with banks and credit unions, you can learn about different mortgage options and select a mortgage that is sure to serve you well.

Of course, when you meet with lenders, don't hesitate to ask questions. Lenders employ friendly, knowledgeable mortgage specialists, and these professionals are happy to help you make an informed mortgage selection.

3. Hire a Real Estate Agent

A real estate agent can help you simplify your home search. In fact, with a real estate agent at your side, you can boost the likelihood of finding a terrific house at a budget-friendly price.

Generally, a real estate agent understands what it takes to pursue a home in any city or town, at any time. If you employ a real estate agent, you can get the help you need to accelerate your quest for your dream residence.

A real estate agent usually learns about a homebuyer's goals and maps out a homebuying plan. He or she sets up home showings and keeps a homebuyer up to date about new residences that fit a buyer's criteria. And if a homebuyer wants to submit an offer to purchase a residence, a real estate agent will help this buyer craft a competitive proposal.

Ready to buy a house? Use the aforementioned tips, and you can streamline your search for your ideal residence.



100 Turkey Hill Rd, Northampton, MA 01062

Florence

Single-Family

$879,000
Price

9
Rooms
3
Beds
3/1
Full/Half Baths
This unique TIMBERPEG POST & BEAM home is surrounded by 5 acres of forest & rustic gardens.The spacious,open first floor plan boasts a modern, fully-equipped kitchen with a central island and pine wood cabinets, a dining room perfect for intimate meals as well as entertaining, and a large, grand living room with an impressive floor to ceiling fireplace.The dining room & the adjacent bright and cheerful sunroom share a double-sided gas fireplace that lights and warms both rooms.(View the Video walk through under "more facts and features".)The master bedroom is located on the first floor with a laundry room, walk in closet and master bath.The cozy den/office sits across from the master suite. In addition to 2 large bedrooms and 2 bathrooms, the second floor has 2 open loft spaces and a stunning and large bonus room (originally an artist's studio) could be in-law,nanny space,bedroom,dance studio or family room. Unfinished basement spans entire house & could be used as media room/ playroom
Open House
No scheduled Open Houses

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