Judy Rivard's Blog
Buying a home is a very detail-oriented process, and there's a lot of important things you can overlook if you're not organized.
Home buyers generally have the opportunity to do a last-minute inspection of the premises to make sure everything's up to standards prior to closing on the property.
A real estate buyer's agent can accompany you on the final inspection or provide you with advice on what to look for.
If you've already visited the home a couple times and had the house professionally inspected, you're probably well-acquainted with any major malfunctions, flaws, or repair issues. In many cases, home buyers may reach an agreement with the seller to fix, replace, or make allowances for mechanical or cosmetic problems. While real estate negotiations and sales agreements are as varied as the people and properties involved, there are typically dozens of things buyers need to check on before they sign the final documents and accept ownership of the property.
Final Walkthrough Tips
As you're doing the final walk-through of the house, it's necessary to remember or have notes on the condition of the home when you last looked at it. You'll also want to have a clear idea of what appliances, fixtures, and window treatments are supposed to be remain in the house after it's been vacated by the seller. Depending on how close your final walk-through is to the actual closing, that has probably already happened.
If there's anything missing that the seller agreed to include in the sale, then that's an issue you'll want to discuss with your real estate agent or attorney. Any property damage that may have resulted from moving furniture and other belongings should also be discussed before final papers are signed. The same thing would apply to landscaping changes that appear to be inconsistent with the sales agreement. Your buyer's agent and/or lawyer can serve as intermediary in getting these issues clarified and ironed out.
To make sure your final inspection is thorough, it's a good idea to have a "final walk-through checklist" to help keep you organized and focused. You'll want to take a last-minute inventory of items that are supposed to be included with the property sale, such as appliances, lighting fixtures, furnishings, window treatments, children's play structures, hot tubs, and anything else that was agreed to in the sales contract.
Other items you'll need access to may include garage door openers, manuals for appliances and mechanical systems, warranties, invoices for repairs made, and remote control devices for things like ceiling fans, alarms, and other systems.
Your checklist and final walkthrough should focus on a variety of items, including the working condition of appliances, the electrical system, plumbing fixtures, and the condition of walls, floors, ceilings, doors, windows, and landscaping features. For a complete checklist, look online or consult your real estate agent.
Ready to transform your home's interior from bland to fabulous? Ultimately, how a seller approaches home interior improvement projects is important. If a seller does everything possible to upgrade a house's interior, this individual could reap the benefits of a successful property selling experience.
Now, let's take a look at three tips to help you give your residence an interior makeover.
1. Analyze the Current Condition of Your Home
Although a home inspection generally is requested by a buyer after a seller accepts an offer to purchase a house, it may be helpful for a seller to complete an inspection before listing a residence. In fact, an inspection may enable a seller to analyze the current condition of his or her residence and prioritize home interior upgrades accordingly.
Many home inspectors are available in cities and towns across the United States. If you hire a top-notch home inspector, you can receive unprecedented insights into the condition of your house and map out your home interior improvement projects.
2. Remove Clutter
Let's face it – you've accumulated a vast array of personal items over the years. These items may have served you well, but they likely take up lots of space in your home. And if you're not careful, your personal items may make it difficult for you to show off the true size of your house to potential buyers.
If you have an abundance of clutter, there is no need to stress. You can always sell excess items online or at a yard sale, or you can donate these items to a local charity. Furthermore, if you have personal items you want to keep, you can rent a storage unit to hold these belongings until your residence sells.
3. Clean Each Room of Your Home
Maintaining a neat, tidy home is essential, particularly for an individual who wants to sell his or her residence as quickly as possible. If you perform regular cleaning tasks, you can keep your house looking great for the duration of the property selling journey.
Oftentimes, it helps to make a list of daily, weekly and monthly cleaning tasks. If you stick to a regular cleaning schedule, you can ensure each room of your home will dazzle at all times.
As you look for ways to upgrade your home's interior, you may want to hire a real estate agent too. This housing market professional is happy to provide home interior improvement recommendations and suggestions. Plus, he or she can put you in touch with the best local home interior improvement professionals.
In addition, a real estate agent provides extensive guidance throughout the house selling journey. He or she will help you list your home, promote it to the right groups of potential buyers and much more. And if you have home selling concerns, a real estate agent can address them right away.
Improve your home's interior – use the aforementioned tips, and you can bolster your house's interior before you add your residence to the real estate market.
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If you’re looking to buy a new home anytime soon, getting your finances in order is an excellent first step to getting the keys to your dream property. No matter where you want to buy a home, your financial picture is the most critical aspect of buying a home. Read on for some tips to get you financially prepared to buy a house.
Set A Savings Goal
Buying a property will require a significant amount of money up front. From closing costs to the down payment, you need to set a specific amount to save up before you even get out on the house hunt.
Break your savings goal down by month over a yearly number if you have multiple years before you buy.
Have A Specific Account For Savings
If you don’t see it, you won’t spend it. Tuck all of your savings in one account. Use automatic transfers to make saving from your paycheck easier and seamless. Before you even check your account, you’re on your way to your savings goals. You may not want to keep your money in higher yield accounts. These may not allow you to take the money out when you need it. Take the time to shop interest rates on savings accounts at different banks. Some may even offer a bonus. Just remember always to pay yourself first. Don’t be tempted to spend the money that you have saved.
Rethink Your Budget
Depending on the amount that you want to save to buy a home, you may need to cut costs significantly. Take the time to do a budget and see where you may be able to cut down on costs. Should you cut the cord on cable? Are you going out to restaurants too often? Another idea is to call your phone company and other utility providers and ask about discounts. You may need to make some lifestyle and budgeting adjustments in order to get on your way to your dream home.
Use Gifts Wisely
Did you get a big Christmas bonus from work? Did a relative give you a monetary gift for your birthday? Take all of the extra cash and stash it away in the account that’s dedicated to your home savings. It will only help you to achieve your goals faster.
Keep Your Accounts Stable
Before your loan can close and the keys to your dream home are yours, you’ll need to make sure you don’t make any significant purchases. You need a paper trail for all of your money. Before you buy a home is not the time to go nuts and buy furniture or buy a car. These things can affect both your credit and debt-to-income-ratio.
Some communities also offer bike paths, walking trails, and town swimming pools, all of which can provide an endless source of recreation for you and your family.
Like any desirable feature of a neighborhood or community, some parks are better than others. While access to a nice park may not be uppermost in your mind when house hunting, here are some solid reasons for including it on your wish list:
- Exercise benefits: Many of the larger parks offer extensive walking trails, public tennis courts, and paddle boat rentals. Parks can also provide space for jogging, roller blading, bicycling, and Frisbee tossing. For families with younger children, a nearby playground can be a priceless resource for keeping the kids physically active and entertained. It can also be a convenient location for play dates, birthday parties, and picnics.
- Stress relief: Whether it's related to work, finances, or family issues, just about everyone experiences stress at one time or another. Having easy access to a peaceful place to walk, read a book, or fly a kite with the kids can provide a welcome distraction to the trials and tribulations of everyday life. When you need a change of scenery or a chance to commune with nature, a short jaunt to your neighborhood park can provide the ideal environment for relaxing and unwinding.
- Convenient meeting location: If you're considering hosting a family picnic, but your yard won't accommodate everyone on your guest list, reserving a pavilion at a local park can be the perfect solution. Public parks can also be conducive to volleyball matches, badminton tournaments, and football games. A park can often be a nice setting for events like family reunions, club meetings, and graduation parties.
- Easy access to special events: Most parks offer special events to local residents, ranging from free concerts to farmers' markets. Living just a short walk from a festival site, music event, or theatrical performance can enhance your enjoyment of a chosen neighborhood. Whether you're a fan of Shakespeare in the Park or flower shows and food festivals, living near a public park can provide you and your family with fun cultural events and weekend entertainment.