Judy Rivard - Sawicki Real Estate


If you own a city home but are ready to relocate, now may be a great time to list your residence. In fact, there are many reasons why an individual may choose to sell his or her city residence, and these include:

1. You want to downsize or upgrade.

Although your city house likely has served you well for many years, it may become too big or too small for you due to changes in your living situation. Fortunately, if you sell your city residence, you can downsize or upgrade as needed.

If you decide to list your city house, it helps to plan ahead as much as possible. Therefore, if you craft a property selling strategy, you can determine what steps you'll need to take to quickly sell your city home and maximize your house sale earnings.

2. You want to live closer to family members and friends.

Your city home probably provides convenient access to a wide array of attractions and landmarks. But in some instances, a city residence may be far away from family members and friends.

If you want to live closer to loved ones, there is no need to worry. By listing your city home, you can take the first step to relocate closer to family members and friends outside the city. And after you sell your city house, you may be able to reap the benefits of quick, easy access to loved ones.

3. You are tired of the hustle and bustle of the city.

Let's face it – the city is a busy place. A city home may have seemed like a fun, exciting place to live, at least at first. But if you've grown tired of the hustle and bustle of the city, you may want to sell your current residence and relocate to a new home in a small town.

If you know how to promote your city home to the right groups of potential buyers, you should have no trouble stirring up interest in your house. And if your city residence boasts amazing curb appeal and a stunning interior, you could boost the likelihood of a fast, profitable home selling experience.

As you get ready to list your city home, you may want to hire a real estate agent. With this housing market professional at your side, you can achieve the best-possible results throughout the home selling journey.

A real estate agent will allocate time and resources to learn about you and your city residence. Next, he or she will craft a personalized home selling strategy designed to help you achieve your property selling goals. And if you have any concerns or questions as you put your house selling plan into action, a real estate agent is happy to address them.

Take the guesswork out of selling your home in the city. Employ a real estate agent today, and you can receive comprehensive support as you list your city home and navigate the property selling journey.


Proper hydration on moving day is paramount. Because without the proper hydration, your moving day team risks wearing down quickly. Perhaps even worse, moving day team members may feel exhausted as they lift large, heavy items – something that may prove to be disastrous.

Fortunately, there are many quick, easy ways to guarantee that your entire moving day team stays hydrated – here are three tips that you need to know.

1. Pick Up Lots of Beverages

Learn about your moving day team and the drinks they like – you'll be glad you did. If you learn your moving day team's drink preferences, you can pick up beverages that you'll know they'll enjoy on moving day.

When in doubt, it pays to purchase lots of water and sports drinks. These beverages help cleanse the body and will allow your moving team to maintain its energy levels throughout the day.

If possible, you may want to avoid purchasing caffeinated beverages as well. Caffeinated beverages may actually cause an individual to become dehydrated over time. Thus, you may want to provide only a limited amount of caffeinated beverages on moving day.

2. Store Your Drinks in a Cooler That Is Easy to Access

If your refrigerator has already been moved out of your house, there is no need to worry. Purchase a water cooler and lots of ice, and you can provide your moving team with cool, refreshing beverages at any time.

Keep this cooler in a central location and tell your moving team members exactly where they can find it. That way, if a moving team member starts to feel sluggish, he or she can stop, grab a drink and immediately start to revitalize the body.

3. Plan Plenty of Breaks

On moving day, give your moving team plenty of opportunities to stay hydrated. By doing so, you can reduce the risk of dropped items, injuries and other moving day problems.

Schedule at least one break per hour, with the break lasting a minimum of 10 minutes. Also, after a few hours, you may want to provide your moving team with an extended lunch break that gives all team members a chance to stop and grab a bite to eat.

If you need additional assistance planning for moving day, you may want to contact a professional moving company as well. This business hires courteous, professionally training moving specialists who will make it simple for you to take all of your belongings from Point A to Point B.

Lastly, a real estate agent may help you find the best moving companies in your area. This housing market professional can help you buy or sell a residence, as well as put you in touch with the top moving companies in any city or town, at any time.

Ready to transform an ordinary moving day into a successful one? Use the aforementioned tips, and you can guarantee that your entire team can stay hydrated as your moving day progresses.


Packing your entire house is a daunting task to say the least. We are always left wondering how did we end up with so much stuff?

A quick Google search will bring up “ultimate lists” of all of the “packing hacks” you could ever humanly think of. Making the process feel even more daunting.

Here’s your guide to packing tips you’ll actually be glad to know - and none of what you won’t.

Start by decluttering as much as possible.

Get rid of what you no longer need or use. The more you get rid of now the less you have to pack up, carry or even pay to have moved to the new house. Depending on your timeline try to give yourself at least one week where you go through each room one day at a time. However, if you have even more time available you can tackle this project by sections of each room. That smaller you can break down any task the easier and more manageable it becomes.

Schedule your move date.

Schedule your move day with movers at least a month ahead of time to guarantee your perfect time slot. Planning ahead in this way also leaves plenty of room to negotiate with your moving company to find the cheapest time of the month to move. If you have a flexible schedule or able to put in for the time off ahead of time you’ll open up even more possibility for snagging a great deal.

In fact, schedule everything.

Make a schedule and to do list for the moving process. Add it to your calendar, whether that be physical, digital or both! Know your disconnect times will be and when you need to bring back items like cable boxes. Call in for help at least a few weeks out so friends and family are able to make room in their own schedules to help you out.

Pack savvily.

Pack a little bit each day starting with the least essential items you can easily live without. Save money on boxes by asking your local stores, like the grocery or liquor store, for free boxes. Keep thick blankets out to wrap fragile items like your television in if your moving company doesn’t offer them or you’re moving on your own. Buy different colored packing tape to color code boxes by room. Assign one room to each color and label each box well by including its contents to make unpacking a snap.

Be prepared on moving day.

Find the fastest and shortest route from your old house to the new one. While researching be on the lookout for potential tie-ups like construction or a large town event. Have extra packing tape, light bulbs, and extension cords on hand for moving day. Before unplugging all of your electronics take pictures of your cord setup to take the guesswork out of setup at the new house. Defrost and clean out your fridge at least the day before move day. You’ll avoid messy leaks and can look forward to a like-new fridge on move-in day. Keep a cleaning kit on hand and at the ready, you never know what accidents might pop up during the moving process.


Once you have found the home that you want to live in, put in the offer, and start the process of closing on a home, you may feel like you’re “home free.” The hard part may technically be over, but there’s one more important thing that you need to think about before you get the keys to your place: Closing costs. 

A few days before you head to sign all of your paperwork to close on the home, your lender will send you a detailed report of different closing costs that you need to pay upon the settlement of the property. 


Closing Costs Defined


Closing costs are what you pay to the lender and third parties. These are due at the time of closing on the property and must be paid up front. You should estimate that your closing costs will be between 2 and 5 percent of the purchase price of the home.


Everything Included In Closing Costs


Closing costs cover both one-time and recurring fees that are a part of your home purchase. The one-time fees are things that are generally associated with buying the home. These would include attorneys fees, lender fees, home inspection fees, document prep fees, underwriting fees, credit report fees, and realtor fees. You’ll also need a bank issued check for your down payment at this time.  


At closing, an escrow account will be set up. This is like a forced savings account that will be drawn from to cover things like taxes, insurance, loan interest, and title insurance. These are all very important costs that are a part of buying a home.     


Do Your Homework Ahead Of Time


The best way to deal with closing costs is to be prepared ahead of time. Talk to your lender in order to get an estimate of the closing costs. From there, you’ll need to decide if you need to finance your closing costs or simply pay them up front. There are advantages to both approaches. Sometimes, lenders will look at you as less favorable if you need to finance all of your closing costs. It all depends on the terms of your loan. This is why research is vital.


Compare Rates And Lenders


It’s important not to go with the first lender you talk to. Get some recommendations from your realtor and friends to see who might be a good fit for you. Every lender specializes in something different, so you want to be sure that who you chose is a good fit for you. 


The most important thing that you can do with closing costs and the financing of your home is to get educated!     



For those who intend to list a house, it helps to establish realistic expectations. That way, you'll have a good idea about what to expect during the home selling journey.

Now, let's take a look at three tips to help you manage your expectations as you attempt to sell your house.

1. Understand the Housing Market

You may own a great home, but even a top-notch residence may be difficult to sell based on the current housing market's conditions. If you allocate time and resources to study the real estate market, however, you can differentiate a buyer's market from a seller's market. Then, you can map out your home selling journey accordingly.

In a buyer's market, there may be an abundance of houses and a shortage of buyers. Therefore, sellers may need to price their houses competitively to stir up interest from buyers.

Comparatively, in a seller's market, there likely is an abundance of buyers and a shortage of first-rate houses. This means a seller probably won't have to wait long to receive offers to purchase after he or she lists a high-quality residence.

To distinguish a buyer's market from a seller's one, you should look at the prices of recently sold houses in your area and find out how long these properties were listed before they sold. This information enables you to review the level of interest in properties in your city or town and can help you determine whether you're preparing to enter a buyer's or seller's market.

2. Know Your Home's Strengths and Weaknesses

You may believe your home is flawless, but buyers may quickly identify problems with your house. Fortunately, a seller who conducts a house inspection can address any potential issues before listing his or her residence. Home inspection results may help a seller establish realistic pricing expectations for his or her house too.

During a house inspection, a property expert will examine a residence both inside and out. This property expert next will provide a homeowner with an inspection report that details his or her findings. With an inspection report in hand, a homeowner can correct underlying house issues before he or she adds a residence to the real estate market.

3. Collaborate with a Real Estate Agent

A real estate agent understands the opportunities and challenges of the home selling journey. As such, he or she will help you set expectations for this journey, as well as help you make the most of available home selling opportunities and resolve property selling challenges.

Typically, a real estate agent will meet with you and find out what you want to accomplish by selling your home. He or she next will craft a personalized home selling strategy for you, promote your residence to potential buyers and do everything possible to help you maximize your home sale earnings.

Manage your expectations as you proceed along the home selling journey. By doing so, you can limit the risk of encountering home selling problems and boost the likelihood of a successful property selling experience.




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